Do you want to equip your household, buy a new car, or have you gotten unforeseen expenses? The solution is a consumer loan without a register . It will be provided by banks as well as non-banking companies for any consumer goods . However, it is also possible to finance various services (holidays, courses, procedures of aesthetic medicine, etc.), car or even reconstruction . The loan may or may not be secured by a guarantee (guarantor or real estate). The necessity of collateral depends on the conditions of the particular provider, as a rule it is not required for amounts up to USD 500,000.
Consumer loan calculator helps you to orientate
It is often difficult to know the products, conditions and prerequisites for obtaining a loan. Use the Consumer Credit Calculator to find out which option is best for you. Calculates all the loan parameters you need to know. Simply enter the amount and required repayment period into the credit calculator. You will learn the amount and number of monthly payments, APR and the amount you actually pay.
What is the APRC and why is it important to know it?
The interest rate is not the only thing you should be interested in when choosing a loan. A much more eloquent measure of the actual cost of your loan is APR – the annual percentage rate of charge . In addition to interest, the final sum of costs also includes other fees that can significantly increase the cost of your loan .
- Fee for assessing a credit case
- Contract fee
- Fee for credit account maintenance and credit management
- Money transfer fees
These associated costs are taken into account by the APRC. It is expressed as a percentage over a period of one year and includes all actual credit costs. Thus, a seemingly more favorable loan with a lower interest rate may not be the cheapest compared to the competition. The APRC will help you quickly and easily calculate the repayment calculator.
There is also an alternative for you
Do consumer credit parameters not suit you? Or do you not meet the conditions for obtaining it? Apply for a Mortgage. We will lend you for anything without proof of purpose, even if you already have an entry in the debtors register. A mortgage is an American mortgage that is sufficient to secure a mortgage on a property. We do not require any additional security, for example by a bill of exchange. You do not even have to be the direct owner of the property. For example, your pledge may be your parent, family member, or friend who signs a pledge agreement. However, the loan agreement itself is already written on you.